Welcome to our Motor Division
Are you looking to purchase a new or used passenger vehicle, or perhaps a light commercial vehicle (LCV)? Contact us right away. Alternatively, we have relationships with over 500 approved SIMI Motor Dealers who have access to our systems; therefore your application can be dealt with quickly, ensuring a fast decision and prompt signing of the documentation when you want to go ahead with your purchase. Ask your local Motor Dealer for a finance quote from First Citizen.
Finance solutions can be tailored to suit individual requirements. Flexible and competitive repayment plans are available to help buyers drive away in the car of their dreams. We're passionate about cars and want to make your financing experience the best it can be. We have a nationwide team ready to assist you. Let's make it happen!
How do I apply for motor finance?
Well, there are a few options for you to consider:
1. The first is to get a quote right here on our website and proceed to making your full online application. Decisions typically within 4 business hours; or
2. Perhaps you'd prefer to visit your local franchised motor dealer and ask them to take your details and forward them on to us via our Autoline system which links the dealership directly to our Underwriting Department; or
3. You could phone us directly at 01 884 6700; or
4. You can download our mobile app, 'First Citizen Abacus'
on iOS / Android to kick things off.
This is a Hire Purchase Agreement as defined by the Consumer Credit Act 1995. Lending terms and conditions apply. Applicants must be 18 years of age or over. A joint hirer may be required. Calls may be recorded. Example: New / Used Vehicle – Cash Price €22,250. Deposit / Trade In €2,250. Finance Amount €20,000. 48 Monthly Instalments of €473.38. Hire Purchase Price €25,097.24. Typical APR 6.9% Fixed (subject to change) includes a Documentation Fee of €75 and a Completion Fee of €50. A minimum deposit of 10% may be required. (For any finance amount less than €10,000 or any term shorter than 36 months, the Typical APR may vary – please contact our office for exact quote)