Important Information for our Customers

This page informs you of the fees and charges that are applicable to the different products provided by First Citizen Finance DAC (“FCF”). For customers of FCF, the applicable fees and charges will also be listed in the terms and conditions of your Agreement.

Should there be any queries on FCF’s fees and charges, you can contact us at info@firstcitizen.ie or by post to First Citizen Finance DAC, Bloom House, Railway Street, Dublin 1, D01 C576.


Fee / Charge

Applicable Products and Charges                                                           

Special Arrangements for the collection of payments/rentals via “Payment Book”


All Motor Agreements @ €31.74

All Agri/SME Agreements @ €31.74


Deferral of payment under the terms of the Agreement



All Motor Agreements @ €38.09

All Agri/SME Agreements @ €38.09

All CRE Agreements @ €38.09


Rescheduling/alteration of the original terms of the Agreement



All Motor Agreements @ €63.49

All Agri/SME Agreements @ €63.49

All CRE Agreements @ €63.49


On breach of the terms of the Agreement - each unpaid cheque/direct debit payment that is dishonoured



All Motor Agreements @ €10

All Agri/SME Agreements @ €10

All CRE Agreements @ €10


For each letter dispatched by FCF as a result of non- payment of any instalment or

breach of any term of the Agreement



All Motor Agreements @ €10

All Agri/SME Agreements @ €10

All CRE Agreements @ €10


Each visit made by FCF, its servants and/or Agents to the last known address of the customer to ascertain the reason for non-payment of any overdue instalment and/or investigation of any breach of any term or condition of the Agreement.                                



All Motor Agreements @ €35

All Agri/SME Agreements @ €35

All CRE Agreements @ €35