Date Published:   April 2024

Location:   Bloom House, Gloucester Square, Dublin 1

The Role:      Underwriter – Motor Credit

Employment Type:   Full Time, Permanent & Pensionable

Company Industry:  Financial Services – Asset & Commercial Real Estate Finance

Company Description:   First Citizen Finance (“First Citizen”) was established in 2012 by the Management team of their former business which had become one of Ireland’s leading providers of corporate and retail financial services. First Citizen has successfully continued with the provision of a wide range of products and services, particularly Asset finance lending across a diverse range of Asset classes.

Job Description: First Citizen’s Asset Finance division has seen considerable growth since its entry into the market in February 2014. As part of our ongoing expansion, applicants are being sought for the role of Underwriter in our Dublin City office, particularly to support First Citizen’s Motor Asset Finance Business. This role requires the successful candidate to be in a position to assess all forms of credit risk, and to implement First Citizen’s Credit and other Policies in order to support the successful ongoing growth of the business.

Job Skills & Requirements:   The successful candidate is likely to have the following key skills and attributes: 

• Underwriting experience in the Motor Industry is required / is desirable
• Experience in the credit / risk function of an established lending institution
• Educated to third level / professional qualification level
• Knowledge of Motor asset finance sector
• Knowledge of the regulatory landscape governing the asset finance sector
• Strong interpersonal skills – ability to interact with internal and external customers and be an exceptional team player
• Strong knowledge of asset finance products, including leasing, hire purchase, and loans
• Ability to analyse and interpret financial statements / bank statements would be desirable
• Attention to detail is essential
• The ability to work proactively, identify problems, and find solutions
• Minimum APA (Accredited Product Advisor)

A competitive remuneration and benefits package will be offered to the successful candidate. Please contact the Human Resource Manager, First Citizen Finance, Gloucester Square, Dublin 1.

Email: hr@firstcitizen.ie

Closing Date for Applications: Wednesday, 1st May 2024

Any applicant applying for this position must familiarise themselves with our data protection policies prior to submitting any personal data to us. Full information on our data protection policies and how we use your data can be found in our privacy policy located at www.firstcitizen.ie/privacy-policy.php

Download job description in PDF format HERE. 

Date Published:   January 2024

Location:   Bloom House, Gloucester Square, Dublin 1

The Role:      Collections / Customer Service Agent

Job Function Keywords:    Building and maintaining customer relationships within the arrears support function

Employment Type:   Full Time, Permanent & Pensionable

Company Industry:  Financial Services – Asset & Commercial Real Estate Finance

Company Description:    First Citizen Finance (“First Citizen”) is a leading provider of Retail Financial Services in Ireland, based in Dublin with nationwide coverage. First Citizen specialises in full life cycle loan origination and servicing to some of Ireland’s and Europe’s largest financial institutions. 

Job Description:   As a Collections / Customer Service Agent, the ideal candidate will be required to build and maintain customer relationships within the arrears support function. The individual will be responsible for handling a high volume of outgoing collections calls focused on AML, quality and compliance and will work to agreed revenue targets and SLA's. Policies and procedures to be strictly adhered to and best practice implemented at all times. The role will require extensive phone, PC work, data entry and participation in projects. This role will provide access and exposure to all departments and levels of the organisation. The ideal candidate must have an ability to step into, quickly understand and take ownership of assigned tasks and have a keen eye for process improvement.

Responsibilities:    These include –

• Handling high-volume inbound and outbound calls to customers
• Negotiating repayment of arrears on Loan Agreements
• Managing a portfolio of customers and building relationships
• Assessing customer’s current financial circumstances and providing a workable solution for all parties, i.e. organising realistic payment plans in line with company policies and regulations
• Adhering to team and individual cash collection targets and daily / weekly KPI's
• Reporting and escalating high risk cases to management.
• Handling general Customer Service queries – by phone and electronically

Job Skills & Requirements:   The ideal candidate will possess the following skills and knowledge –

• Previous collections experience in a financial services or banking environment desirable
• Hold Accredited Product Advisor (APA) status in Loans or be prepared to acquire this qualification
• Ability to meet KPI's and weekly cash collection targets
• Excellent communication and interpersonal skills
• Proficient in the use of MS Word and Excel (experience with financial / banking systems a distinct advantage)
• Accurate, high speed data entry skills
• Ability to work independently as well as part of a team
• Strong organisational skills and multi-tasking abilities

A competitive remuneration and benefits package will be offered to the successful candidate. Please contact the Human Resource Manager, First Citizen Finance, Gloucester Square, Dublin 1.

Email: hr@firstcitizen.ie

Any applicant applying for this position must familiarise themselves with our data protection policies prior to submitting any personal data to us. Full information on our data protection policies and how we use your data can be found in our privacy policy located at www.firstcitizen.ie/privacy-policy.php

Download job description in PDF format HERE. 

Apply now directly via LinkedIn HERE.

Date Published:   January 2024

Location:   Bloom House, Gloucester Square, Dublin 1

The Role:      Financial Planning & Analysis Manager (reporting to the Finance & Operations Director)

Job Function Keywords:    Financial Planning / Analysis

Employment Type:   Full Time & Permanent

Company Industry:  Financial Services – Asset & Commercial Real Estate Finance

Company Description:    First Citizen Finance (“First Citizen”) is an independent finance company operating in the Auto, Agri, CRE and SME asset finance sectors within the Republic of Ireland. The company was set up in 2012 following an MBO from a previous leading national financial institution, which was a class leader in the field of asset backed finance facilities. First Citizen employs c. 90 staff and is headquartered in Dublin 1. The company, which continues to grow and expand into new market segments, has recently completed its 4th public securitisation of its Auto loan portfolio.

Job Description:   Reporting directly to the Finance & Operations Director, the successful candidate will work in conjunction with the Finance Manager and the general finance team.

Responsibilities:    These include –

• Preparation and consolidation of budgets, forecasts, integrated financial modelling of various group companies and subsidiaries
• Preparation of monthly forecast and budget reports providing analysis and commentary across the various business segments
• Preparation and maintenance of monthly run rate cash flow forecasts for the necessary business units
• Supporting various business teams when new business opportunities are identified and ensuring financial impacts are built into planning and forecasting
• Designing, developing and documenting complex business models, both for existing business and in evaluation of potential business opportunities
• Carrying out relevant analysis of business models / opportunities and having an ability to present findings clearly both in writing and orally
• Carrying out relevant analysis of securitisations structures and assisting in the review of the associated legal documents and implementation of new structures
• Supporting in the preparation of consolidated statutory financial accounts and the implementation of accounting standards, notes and disclosures
• Meeting ad hoc demands of the Finance & Operations Director and the Board

Job Skills & Requirements:   The ideal candidate will possess the following skills and knowledge –

• Be a qualified Accountant with 5+ years in Financial Services Industry
• Be proficient in MS Office - specifically advanced Excel / intermediate Word & Powerpoint
• Have strong analytical problem solving and modelling skills
• Have an up-to-date technical accounting knowledge
• Be highly organised and able to multi-task and handle pressure
• Have excellent presentation and report writing skills with the ability to present at Board level

Behavioural Competencies: The successful candidate will –

• Show a strong commitment to honesty & integrity
• Be Customer focussed (internal & external)
• Have strong communication skills (written & verbal)
• Have ability to work on one’s own initiative, work effectively in a team, motivate others, prioritise and work well under pressure

First Citizen is an equal opportunities employer. A competitive remuneration package to include Pension, Life & Sickness cover and support for professional studies is available for the successful candidate. To apply, please contact the Human Resource Manager, First Citizen Finance, Gloucester Square, Dublin 1.

Email: hr@firstcitizen.ie

Any applicant applying for this position must familiarise themselves with our data protection policies prior to submitting any personal data to us. Full information on our data protection policies and how we use your data can be found in our privacy policy located at www.firstcitizen.ie/privacy-policy.php

Download job description in PDF format HERE. 

Apply now directly via LinkedIn HERE.

Date Published:   January 2024

Location:   Cork, Dublin & other nationwide locations

The Role:      Sales Manager in the area of SME / Equipment Finance (Field Sales)

Job Function Keywords:    New Business Generation for SME / Equipment Finance

Employment Type:   Full Time & Permanent

Company Industry:  Financial Services – SME / Equipment Finance

Company Description:    First Citizen Finance (“First Citizen”) is one of Ireland’s leading providers of corporate and retail financial services. We provide a wide range of products and services, particularly asset finance lending and portfolio servicing. We are now looking to recruit an additional number of Sales Managers in this area. The successful candidates will join the First Citizen team reporting to the Head of SME Equipment Finance.

Job Description:   First Citizen’s SME Equipment Finance division exploits the considerable market opportunity for strong, experienced, well-resourced and focussed providers of financial solutions into this sector. Activity levels in the SME / Equipment finance sector are growing strongly. Based upon market developments, this trend will continue for the foreseeable future. The SME Sales Managers will play a key role in the sourcing, development and maintenance of relationships with intermediaries and customers directly. They will assist in the growth of the SME / Equipment portfolio. This is an exciting opportunity to work in a progressive, highly motivated team.

Requirements for this Role:    We offer excellent career opportunities to the right candidates, who are likely to demonstrate the following key characteristics:

• Currently, or recently, involved in an Irish SME / Equipment Finance transaction origination role, with 3-5 years’ experience;
• Strong understanding of the Irish SME lending market, and the key factors influencing it;
• Ability to source new business from approved Dealers, Suppliers and regulated Brokers
• Proven, demonstrable ability to develop and maintain relationships with key Business Introducers and Direct Customers;
• Ability to process various types of SME loan applications through identification, negotiation, approval and activation stages, including strong financial assessment skills;
• Excellent communication and negotiation skills;
• Appropriate formal product knowledge, to be evidenced through relevant qualifications and professional accreditations;
• A high level of attention to detail regarding all aspects of their role;
• As the role involves working as part of a team, an ability to facilitate team support is required; and
• A full, clean driving licence is required

Closing Date for Applications: Friday, 26th January 2024

A competitive salary and benefits package will be offered to the successful candidate. To find out more about this opportunity, please contact the HR Manager, First Citizen Finance, Gloucester Square, Dublin 1.

Email: hr@firstcitizen.ie

Any applicant applying for this position must familiarise themselves with our data protection policies prior to submitting any personal data to us. Full information on our data protection policies and how we use your data can be found in our privacy policy located at www.firstcitizen.ie/privacy-policy.php

Download job description in PDF format HERE. 

Apply now directly via LinkedIn HERE.

Date Published:   October 2023

Location:   Bloom House, Gloucester Square, Dublin 1

The Role:   New Business Administrator (reporting to the New Business Manager)  

Job Function Keywords:   Building and maintaining customer relationships within the new business function

Employment Type:   Full Time, Permanent & Pensionable

Company Industry:   Financial Services – Asset & Commercial Real Estate Finance

Company Description:   First Citizen Finance (“First Citizen”) is a leading provider of Retail Financial Services in Ireland, based in Dublin with nationwide coverage. First Citizen specialises in full life cycle loan origination and servicing to some of Ireland’s and Europe’s largest financial institutions.

Job Description:   As a New Business Administrator, the ideal candidate will join a fast-moving team predominantly dealing with Motor, Agri and SME asset finance lending. The New Business team is responsible for the asset life cycle from application stage through to fulfilment. The role will provide access and exposure to all departments and levels of this growing organisation. The ideal candidate must be a team player with a positive attitude and a willingness to learn and develop their knowledge. 

Job Skills & Requirements:   The ideal candidate will possess the following skills and knowledge –

• Relevant experience gained in Finance / Office Administration would be an advantage
• Hold a 3^rd level qualification in related business discipline (ideally FETAC Level 6 or above)
• Well organised, with excellent attention to detail and numeracy skills
• Excellent communication and interpersonal skills
• Proficient in using standard information systems, particularly MS Office, and have ability to readily adapt to new systems
• Accurate, high speed data entry skills
• Ability to work independently as well as part of a team
• Strong organisational skills and multi-tasking abilities
• Strong customer service ethic

A competitive remuneration and benefits package will be offered to the successful candidate. Please contact the HR Manager, First Citizen Finance, Gloucester Square, Dublin 1.                 

Email: hr@firstcitizen.ie

Download job description in PDF format HERE. 

Apply now directly via LinkedIn HERE.

Any applicant applying for this position must familiarise themselves with our data protection policies prior to submitting any personal data to us. Full information on our data protection policies and how we use your data can be found in our privacy policy located at www.firstcitizen.ie/privacy-policy.php

Date Published:   June 2023

Location:   Bloom House, Gloucester Square, Dublin 1

The Role:   Commercial Directors - CRE   

Job Function Keywords:     Selling / Closing – Business Development – Finance – Commercial Real Estate

Employment Type:   Full Time Permanent

Company Industry:   Financial Services – Buy To Let - Commercial Real Estate

Company Description:    First Citizen Finance (“First Citizen”) is a leading financier of all classes of assets in Ireland, comprising Motor, Agri / SME Equipment and Commercial Real Estate. The current CRE portfolio features large Buy To Let facilities across four key sectors – Office, Retail, Industrial and Multi-family Residential. We are now looking to recruit Commercial Directors, who will maintain and develop this key product into the future. The successful candidates will join the First Citizen team reporting initially to the Managing Director.

Job Description:   The Commercial Directors will lead in the development and maintenance of relationships with professional advisors, intermediaries, and customers. Successful candidates will have a clear and concise view of the challenges facing investors in a rising interest rate environment while managing the limitations imposed by non-Bank lending. They will process clear detailed proposals with strong communication skills and an ability to influence all stakeholders in the process. The successful candidates will have an existing relationship with those advisors currently providing similar services in this field and be able to demonstrate a track record in achieving tangible results

Requirements for this Role:   We offer excellent career opportunities to the right candidates, who will demonstrate the following key characteristics:

• Currently, or recently, involved in an Irish CRE lending or CRE transaction origination role, with 5 years’ senior experience;
• Strong understanding of the Irish CRE lending market, and the key factors influencing it;
• Excellent communication and negotiation skills;
• Proven, demonstrable, relationship management skills;
• Ability to lead in the process of various types of CRE loan applications through identification, negotiation, approval, and activation stages, including strong financial assessment skills;
• Appropriate formal product knowledge, likely to be evidenced through relevant qualifications and / or professional memberships;
• A high level of attention to detail regarding all aspects of their role; and
• As the role involves being a team player, an ability to facilitate team support is required

Closing Date for Applications:  Friday, 7th July 2023

A highly competitive salary and benefits package will be offered to the successful candidates.

Email: hr@firstcitizen.ie

Any applicant applying for this position must familiarise themselves with our data protection policies prior to submitting any personal data to us. Full information on our data protection policies and how we use your data can be found in our privacy policy located at www.firstcitizen.ie/privacy-policy.php

Download job description in PDF format HERE. 

Apply now directly via Linkedin HERE.

Date Published:   September 2023

Location:   Cork, Dublin & other nationwide locations

The Role:      Lending Manager in the area of SME / Equipment Finance (Field Sales)

Job Function Keywords:    New Business Generation for SME / Equipment Finance

Employment Type:   Full Time & Permanent

Company Industry:   Financial Services – SME / Equipment Finance

Company Description:    First Citizen Finance (“First Citizen”) is one of Ireland’s leading providers of corporate and retail financial services. We provide a wide range of products and services, particularly asset finance lending and portfolio servicing. As part of its ongoing expansion, First Citizen launched its SME Lending division in late 2018 and we are now looking to recruit an additional number of SME Lending Managers in this area. The successful candidates will join the First Citizen team reporting to the Head of SME Equipment Finance.

Job Description:   First Citizen’s SME Equipment Finance division exploits the considerable market opportunity for strong, experienced, well-resourced and focussed providers of financial solutions into this sector. Activity levels in the SME / Equipment finance sector are growing strongly. Based upon market developments, this trend will continue for the foreseeable future. The SME Lending Managers will play a key role in the sourcing, development and maintenance of relationships with intermediaries and customers directly. They will assist in the growth of the SME / Equipment portfolio. This is an exciting opportunity to work in a progressive, highly motivated team. 

Job Skills & Requirements:   We offer excellent career opportunities to the right candidates, who are likely to demonstrate the following key characteristics:

• Currently, or recently, involved in an Irish SME / Equipment Finance transaction origination role, with 3-5 years’ experience 
• Strong understanding of the Irish SME lending market, and the key factors influencing it
• Ability to source new business from approved Dealers, Suppliers and regulated Brokers
• Proven, demonstrable ability to develop and maintain relationships with key Business Introducers and Direct Customers
• Ability to process various types of SME loan applications through identification, negotiation, approval and activation stages, including strong financial assessment skills
• Excellent communication and negotiation skills
• Appropriate formal product knowledge, to be evidenced through relevant qualifications and professional accreditations
• A high level of attention to detail regarding all aspects of their role
• As the role involves working as part of a team, an ability to facilitate team support is required; and 
• A full, clean driving licence is required 

Closing Date for Applications:  Friday, 20th October 2023

A competitive salary and benefits package will be offered to the successful candidate.

Email: hr@firstcitizen.ie

Any applicant applying for this position must familiarise themselves with our data protection policies prior to submitting any personal data to us. Full information on our data protection policies and how we use your data can be found in our privacy policy located at www.firstcitizen.ie/privacy-policy.php

Download job description in PDF format HERE. 

Apply now directly via LinkedIn HERE.

Date Published:   September 2023

Location:   Bloom House, Gloucester Square, Dublin 1

The Role:      Collections Agent (reporting to the Collections Manager)

Job Function Keywords:    Building and maintaining customer relationships within the arrears support function

Employment Type:   Full Time & Permanent

Company Industry:  Financial Services – Asset & Commercial Real Estate Finance

Company Description:    First Citizen Finance (“First Citizen”) is a leading provider of Retail Financial Services in Ireland, based in Dublin with nationwide coverage. First Citizen specialises in full life cycle loan origination and servicing to some of Ireland’s and Europe’s largest financial institutions. 

Job Description:   As a Collections Agent, the ideal candidate will be required to build and maintain customer relationships within the arrears support function. The individual will be responsible for handling a high volume of outgoing collections calls focused on AML, quality and compliance and will work to agreed revenue targets and SLA's. Policies and procedures to be strictly adhered to and best practice implemented at all times. The role will require extensive phone, PC work, data entry and participation in projects. This role will provide access and exposure to all departments and levels of the organisation. The ideal candidate must have an ability to step into, quickly understand and take ownership of assigned tasks and have a keen eye for process improvement.

Responsibilities:    These include –

• Handling high-volume inbound and outbound calls to customers
• Negotiating repayment of arrears on Loan Agreements
• Managing a portfolio of customers and building relationships
• Assessing customer’s current financial circumstances and providing a workable solution for all parties, i.e. organising realistic payment plans in line with company policies and regulations
• Adhering to team and individual cash collection targets and daily / weekly KPI's
• Reporting and escalating high risk cases to management.

Job Skills & Requirements:   The ideal candidate will possess the following skills and knowledge –

• Previous collections experience in a financial services or banking environment desirable
• Hold Accredited Product Advisor (APA) status in Loans or be prepared to acquire this qualification
• Ability to meet KPI's and weekly cash collection targets
• Excellent communication and interpersonal skills
• Proficient in the use of MS Word and Excel (experience with financial / banking systems a distinct advantage)
• Accurate, high speed data entry skills
• Ability to work independently as well as part of a team
• Strong organisational skills and multi-tasking abilities

A competitive remuneration and benefits package will be offered to the successful candidate.

Email: hr@firstcitizen.ie

Any applicant applying for this position must familiarise themselves with our data protection policies prior to submitting any personal data to us. Full information on our data protection policies and how we use your data can be found in our privacy policy located at www.firstcitizen.ie/privacy-policy.php

Download job description in PDF format HERE. 

Apply now directly via LinkedIn HERE.