At First Citizen Equipment Finance, we understand the challenges of modern day business. That’s why we have designed our Business Hire Purchase and Lease Agreements to match your income situation. Finance is available over any term between 1 and 7 years depending on the type and age of the asset being financed. First Citizen Equipment Finance will provide up to 90% LTV (loan to value) of the asset, subject to existing credit criteria. Other terms and conditions may apply.
Our Asset Finance Agreements have a fixed interest rate to help you budget and manage your cashflow. Please note that the interest rate charged will be fixed at the prevailing rate applicable on the day the Agreement is made.
Types of Assets Financed in the Transport & Logistics Lending Sector
- Buses & Coaches
- Heavy Commercial Vehicles / Tractor unit & trailer