At First Citizen Equipment Finance, we understand the challenges of modern day business. That’s why we have designed our Non Consumer Hire Purchase and Lease Agreements to match your income situation. Finance is available over any term between 1 and 5 years depending on the type and age of the asset being financed. First Citizen Equipment Finance will provide up to 90% LTV (loan to value) of the asset, subject to existing credit criteria. Other terms and conditions may apply.

Our Asset Finance Agreements have a fixed interest rate to help you budget and manage your cashflow. Please note that the interest rate charged will be fixed at the prevailing rate applicable on the day the Agreement is made. 

Types of Assets Financed in the Manufacturing, Engineering and Retail Lending Sectors

  • Air Conditioning Systems
  • Motor Garage Equipment
  • Shop Equipment
  • CCTV Systems
  • Catering Equipment
  • Generators
  • GPS Trackers
  • Graphic Design Machines
  • Hydraulic Lifts
  • Office Equipment & Office Furniture
  • Radio Systems
  • Refrigeration Equipment
  • Gym Equipment
  • Shelving & Equipment
  • Shop and Warehouse Fittings
  • Vending Machines